At Navkar Nivesh, we believe finance should be simple, transparent, and within everyone’s reach. For over 30 years, we’ve been at the forefront of financial empowerment in India, helping individuals, entrepreneurs, and small businesses unlock new possibilities through accessible credit.
As a trusted Non-Banking Financial Company (NBFC), we’ve built our legacy on integrity, customer-centricity, and speed. Today, we’re evolving with the times—blending our deep-rooted values with the power of digital finance to create faster, smarter, and more inclusive lending experiences.
From early salary loans and MSME support to tailored credit for agri-traders and underserved sectors, Navkar Nivesh is here to serve those who are often ignored by traditional lenders. Our focus is simple: make finance frictionless for the people who need it most.
Navkar Nivesh was founded with a mission to bridge the credit gap for the underserved — people and businesses left out by mainstream banks and big fintech players. What began as a grassroots effort to offer fair and reliable financing has grown into a modern digital lending platform, without losing sight of the values that got us here.
Global Finance 2020
To become India’s most trusted digital NBFC, enabling individuals and small businesses to climb higher by offering quick, transparent, and tech-driven financial solutions.
Join us as we redefine finance for a new India — grounded in legacy, driven by technology, and powered by people.
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
CITI BANK
Straight-Through processing (STP) Excellence Award
MARCOM AWARDS
Platinum Winner for ‘The Believers’ Campaign
BURJ CEO AWARDS
Most Innovative Bank in Mauritius
GLOBAL BRANDS MAGAZINE
Most Innovative Treasury Services
Best Banking Brand in Mauritius
Best Credit Card Rewards Program
A seasoned entrepreneur, Nikunj Kothari brings a unique mix of business acumen and grassroots insight. After a decade in the marble trade, he transitioned into finance, driven by a passion for making lending more fair and inclusive. With a BLS LLB degree, Nikunj’s journey from the ground up to the CEO’s office reflects the very spirit of Navkar Nivesh — resilient, value-driven, and deeply committed to empowering others.
A Chartered Accountant with a sharp financial mind and over 19 years of business experience, Rohit Dave has started career with leading firms like KPMG. Joined and spent nearly two decades building and managing operations in the marble industry. His fascination with fintech and unwavering belief in fair, transparent finance laid the foundation for Navkar Nivesh’s digital transition.
Together, Nikunj and Rohit bring a rare blend of real-world business experience and financial expertise, anchored in the values of trust, fairness, and simplicity.