| SR. No. |
LIST OF SERVICES |
PARTICULARS |
| 1 |
Processing Fee (PF) |
Up to 5% of the Sanction loan amount or as per Sanction Letter plus applicable taxes |
| 2 |
Cheque/NACH/ Pre-EMI/ EMI bounce charges |
Rs.400 plus applicable taxes |
| 3 |
Default Penal Charges rate (on delayed instalment) |
24% per annum |
| 4 |
Prepayment Charges |
NIL |
| 5 |
Loan Cancellation Charge |
Up to 2% of principle outstanding plus applicable taxes |
| 6 |
Loan Recovery Charges (Legal & incidental) |
As per actuals |
| 7 |
Demand Draft / Pay order issuance charges |
Applicable as per Actual Bank Charges |
| 8 |
ROI Conversion charges |
As per applicable Company Policy |
| 9 |
Non-Postal Stamp / Stamp Duty on Loan documents |
Applicable as per State Stamp Act |
| 10 |
NACH/Cheque/NACH swapping charges |
Rs. 500 plus applicable taxes |
| 11 |
Duplicate No dues Certificate |
Rs. 250 plus applicable taxes |
| 12 |
Each personal visit to customer’s place for collection of dues or
instalment cheque /DD/Payment |
As per actuals |
| 13 |
Cash collection charges |
1% of the cash collection plus applicable Tax |
| 14 |
Loan Foreclosure letter / statement (More than once within three
months |
Rs. 300 plus applicable Tax per letter / statement |
| 15 |
Mobile Unlocking Charges |
Rs. 400 plus applicable taxes |
| 16 |
CERSAI Charges |
As per actuals |
| 17 |
Disbursement Transaction RTGS/NEFT bounce due to wrong
accounts details provided |
Rs.150 plus applicable Tax per transaction |
| 18 |
Any other charges applicable from time to time as per state or central government notification /amendment will be affected prospectively |